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Transitioning To Budgeting

Transitioning To Budgeting

Why You Might Need More Liquidity In Your Portfolio

Posted by on Feb 17, 2016 in Uncategorized | Comments Off on Why You Might Need More Liquidity In Your Portfolio

One of the challenges of investing is that you will not always be able too access the funds that you have invested. Therefore, if there is an emergency and you suddenly need to liquidate your assets, this will depend on the form that your assets are in and whether you took other steps to prepare yourself for such an emergency. Understanding Liquidity Liquidity is your ability to turn an asset into cash quickly. This is essential because there are many high-yield investments that cannot be converted into cash. You may want to include an...

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Why Use A Payday Loan Instead Of Credit Cards For Your Holiday Shopping?

Posted by on Nov 23, 2015 in Uncategorized | Comments Off on Why Use A Payday Loan Instead Of Credit Cards For Your Holiday Shopping?

As you are preparing to buy gifts for your loved ones this holiday season, you might be thinking about how you will pay for all of these presents. If you don’t have enough cash set aside for the holidays, you might be thinking about using your credit cards to cover the expenses. However, there is a better choice — taking out a payday advance loan. These are a few reasons why this might be a smarter choice for you this holiday season.  Pay it Back More Quickly Payday advance loans are designed to be just that — they are...

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Working Toward Your MBA? Is a Career in Private Equity Right for You?

Posted by on Nov 23, 2015 in Uncategorized | Comments Off on Working Toward Your MBA? Is a Career in Private Equity Right for You?

If you’ve just begun a master’s in business administration (MBA) program, you’re likely excited about the doors this degree will open for you—but you may not yet know which door you’d like to enter. For those who enjoy the salesmanship involved in chasing deals or who have aspirations of a salary that far exceeds the median wage for MBA graduates, private equity may be the way to go. Read on to learn more about what is involved in becoming a private equity broker, as well as what you’ll need to do to achieve this...

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Four Tips For Opening A Joint Checking Account With Your Spouse

Posted by on Nov 19, 2015 in Uncategorized | Comments Off on Four Tips For Opening A Joint Checking Account With Your Spouse

When young couples get married, they sometimes decide to share a checking account. If you want to share a checking account with your new spouse, it is important to sit down and have a serious discussion before doing so. The following guide walks you through a few things that you and your spouse need to discuss before getting a joint checking account. Establish Your Monthly Expenses The first thing you need to do is to discuss the amount of monthly expenses you have as a couple. You need to know how much money will be going out of the checking...

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Cashing A Check When You Don’t Have A Bank Account

Posted by on Nov 17, 2015 in Uncategorized | Comments Off on Cashing A Check When You Don’t Have A Bank Account

If you have a check to cash and you don’t have a bank account, then you may be wondering how you can cash it. Luckily, there are a few different ways you can go about cashing your check and this article will introduce you to some of them.   Retail stores Many retail stores will cash checks for you. This can be a convenient option, especially if you already have some shopping to do in that store. You will need to provide one to two proofs of identification, depending on the store’s requirements. The retailer may have a maximum...

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Transitional Tips When Moving across Seas for Retirement

Posted by on Nov 16, 2015 in Uncategorized | Comments Off on Transitional Tips When Moving across Seas for Retirement

If you have considered moving from the United States to another country, you will soon be embarking on a life in a land full of culture and beauty much different from what you are used to. Many people have realized that moving to certaom foreign countries upon their retirement is beneficial, as the cost of living is lower than that in the Western Hemisphere. Here are a few tips to consider when making the move to a foreign country from the United States for your retirement. Rent before Owning Before you take the plunge and purchase a home in...

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How To Refinance A Home Loan With A Chapter 13 Bankruptcy

Posted by on Nov 11, 2015 in Uncategorized | Comments Off on How To Refinance A Home Loan With A Chapter 13 Bankruptcy

Refinancing your home loan allows you to save money on payments. If you are in Chapter 13 bankruptcy, it is still possible to refinance a home loan since you don’t have to sell assets as in Chapter 7 bankruptcy. However, you have to follow the rules, so you won’t get in trouble with the court. Here are tips on getting a refinance home loan under Chapter 13 bankruptcy. Check with Your Trustee It is best waiting until after you get discharged from Chapter 13 bankruptcy so you don’t need court approval. If you don’t want...

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How To Responsibly Take Advantage Of Cash Advances

Posted by on Nov 8, 2015 in Uncategorized | Comments Off on How To Responsibly Take Advantage Of Cash Advances

Many people have found themselves in a situation in which they need money fast but have no way to get it. Maybe it’s the paycheck that stretches just a little too thin for the month, the expensive holiday seasons, or just a month filled with unexpected expenses. The good news is that, if you do find yourself in this situation, there are options available. One of the best is a cash advance. You can take out a cash advance via your credit card and pay it via interest, or you can use a payday loan facility which will give you a loan and...

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Can You Afford Retirement And College At The Same Time?

Posted by on Nov 4, 2015 in Uncategorized | Comments Off on Can You Afford Retirement And College At The Same Time?

If you’re like many Americans, you put off marrying and having children until you were well established in your career and owned your own home. In fact, the average age of first-time childbirth rose by about 5 years from 1970 to 2013. While having a few extra years under your belt can provide you with a significant amount of financial stability early in your child’s life, you could find yourself facing involuntary downsizing or even wishing to retire right around the time your child heads off for college. Can you afford to fund a...

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How To Reduce Homeowners Insurance Costs When You Live In A Hurricane-Prone Area

Posted by on Nov 1, 2015 in Uncategorized | Comments Off on How To Reduce Homeowners Insurance Costs When You Live In A Hurricane-Prone Area

If you live in an area that is hurricane-prone, you probably know just how expensive homeowners insurance can be. Many insurance companies charge higher rates for people who live in these areas because there is a higher risk of there being a large claim. Although it is true that you can expect to pay more than someone who lives in an area that is not prone to hurricane damage, you shouldn’t just resign yourself to paying too much. Instead, consider these ways to keep homeowners insurance costs reasonable. Make Hurricane-Friendly...

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