One day, I realized that I didn't have a dime to my name. It was frustrating because I was just about to go on a trip--which I ended up having to cancel. It was embarrassing, but it was a huge wake up call in terms of my finances. I realized that I needed to learn how to budget, and quickly. Instead of ignoring the issue, I carefully tracked my finances and started limiting my spending. This blog is all about providing folks with a little financial know-how, so that you don't have to endure the challenges that accompany being broke.