If you’re like many Americans, you put off marrying and having children until you were well established in your career and owned your own home. In fact, the average age of first-time childbirth rose by about 5 years from 1970 to 2013. While having a few extra years under your belt can provide you with a significant amount of financial stability early in your child’s life, you could find yourself facing involuntary downsizing or even wishing to retire right around the time your child heads off for college.…
If you live in an area that is hurricane-prone, you probably know just how expensive homeowners insurance can be. Many insurance companies charge higher rates for people who live in these areas because there is a higher risk of there being a large claim. Although it is true that you can expect to pay more than someone who lives in an area that is not prone to hurricane damage, you shouldn’t just resign yourself to paying too much.…
If you find yourself in a situation where a friend has been arrested and asks you for help, you may feel overwhelmed. Posting bail on behalf of another individual is a significant responsibility.
In order to ensure that you are able to protect both your friend and yourself, here are three questions you should ask yourself before posting your friend’s bail.
1. Do I have anything to offer as collateral?…
Nobody wants to live paycheck to paycheck or be burdened with debt, but people live their lives each day in this predicament. If you are in a situation like this, you first need to take ownership of the problem. It is called personal finance because it belongs to you, but if you have a problem in this area of your life, there are several possible solutions. The following are four possibilities to consider.…
Are you currently worried there may be a warrant out for your arrest? This can happen for many reasons, even unpaid traffic tickets. If you want to address the situation but don’t want to end up in jail, a walk-through bail bond may be the answer. A walk-through bail bond is a bond that is procured through a bail-bond company before you turn yourself in to law enforcement. It enables you to be processed and then released rather than having to wait for a bond to be drawn up.…
If you find yourself in jail for a misdemeanor or felony, you may think you are doomed to spend weeks or even months incarcerated, waiting for your trial. Fortunately, bail bonds allow you to post money that serves as a financial guarantee that you will show up for your trial, meaning you can return to your family and loved ones immediately. While the process is ultimately a simple one, there are still a number of things you should keep in mind during the bail bond process.…
The dream of many Americans is to retire early with a nest egg that allows them to live comfortably and still have the means to pursue their dreams. Early retirement is possible, but it requires formulating a financial strategy fairly early in your working career.
Retirement Age
Retiring early can mean giving up the rat race at age 45, age 60, or some age between the two. You need to decide what early retirement means to you so that you can generate enough capital to provide for you until you die.…
There are a lot of services out there days offering cash for your unwanted gold. While there is nothing wrong with selling your gold for money, there are a few things you should check before you sell it.
1. Check Your Gold Collection for Unique Items
Some items are far more valuable for reasons beyond their gold content. So it’s worth it to give your gold a closer look before dumping it all in a bag and selling it for cash.…
Although it’s traditionally a skill set that’s used to uncover corporate criminal activity, such as fraud and embezzlement, forensic accounting is getting increasingly popular in the private sector. In fact, forensic accounting, both private and corporate, is in higher demand than ever before. According to the American Institute of CPAs, the demand for forensic accountants is up by 20 percent. Surprisingly, forensic accounting even serves a vital function on the domestic front.…
A payday loan is a good way to get money for an emergency. In most cases, you’ll get the money quickly and you won’t need good credit. You’ll just need a checking account, proper identification, and regular income. The most convenient way to apply for a payday loan is to do it online. Here’s how the process works.
Local Lender
If you fill out an online application with a local lender, you may have the option of picking up your money in person.…